古时有一位潘姓书生随二位友人入省参加乡试，在他们居住的地方有一位看相很灵验的相士，他悄悄对那两位朋友说：“潘君将有大难，须急避之。”于是朋友们借口房子太小，每人赠潘君两锭银子让他另租房住。有一天晚上，潘君在河边散步见到一位妇女正要投河自杀，他急忙上前阻止并将袖中四锭银子赠予她渡过难关。回到住处后，因为缺钱房东借故羞辱他，潘君只得到寺院借住。当夜寺僧梦到众神从天而降商讨试榜事宜：原定解元因近日做了有损阴德之事已被上帝除名，只是还未找到合适人选替代他。一位神提出让住在此寺的潘君代替，另一位神却说“他面相当横死，怎么会做解元”。此时有一位神走近潘君，用手抚摩潘生的脸：“现在不就是解元之面相了吗”。考试完后，潘君前往二友住处道别时又遇到那位相士，相士大吃一惊忙问他做了什么善事满面贵相，今科乡试解元非他莫属了。后来揭榜果然如此。
潘君之所以能将横死之命转为解元之命，不仅仅是因为他救人一命。如果潘君当时算到自己将要花费的盘缠，在面对帮助妇人这件事上他很可能就退却了。正是他不计较个人得失帮助别人，“只知有人，不知有己”这种善良无私之心，所以只用了四锭银子，不仅救人一命而且自己也免遭横死，还得中解元。所以生活中遇到的一切事情都是上天给我们的考验，福德不够之人自然不会取得理想的成就。想要取得成就，努力固然重要，而德行更是重中之重。潘君那种“只知有人，不知有己”正是我所缺少的。在别人需要帮助时，我们总会因为自己的私心或是其他原因而犹豫不决。但是，如果我们能够真心关心他人，伸出援手，不仅可以帮助别人摆脱困境，也会让自己的心灵变得更加善良。
In ancient times, a scholar surnamed Pan went to the province to take the provincial examination with two friends. There was a fortune teller who was very effective in fortune telling where they lived. He quietly said to the two friends: "Pan Jun is going to be in great trouble. It is urgent." Avoid it." So his friends used the excuse that the house was too small, and each gave Pan Jun two ingots of silver so that he could rent another house. One night, Pan Jun was walking by the river and saw a woman who was about to commit suicide by throwing herself into the river. He hurriedly stepped forward to stop her and gave her four ingots of silver in his sleeve to tide her over. After returning to his residence, the landlord humiliated him because he was short of money, so Pan Jun had to live in a temple. That night, the temple monk dreamed that the gods descended from the sky to discuss the matter of the examination: It was originally scheduled that Jie Yuan had been removed from the list by God because he had done something detrimental to his moral character recently, but he had not yet found a suitable candidate to replace him. One god asked Pan Jun, who lived in the temple, to take his place, but another god said, "How can he do Jieyuan when he has such a violent face?" At this time, a god approached Pan Jun and touched Pan Sheng's face with his hand: "Isn't it now the appearance of Jie Yuan?" After the exam, when Pan Jun went to the residence of his two friends to say goodbye, he met the fortune teller again. The fortune teller was shocked and asked him what good deeds he had done. It turned out to be the case later.
The reason why Pan Jun was able to turn the fate of violent death into the fate of liberation was not just because he saved someone's life. If Pan Jun had considered the expense he would have to spend, he would probably have backed down from helping the woman. It was his kind and selfless heart of helping others regardless of personal gains and losses, "only knowing that there are others, but not knowing himself", so he only spent four ingots of silver to not only save another person's life, but also to avoid a violent death himself, and he also had to win the prize . Therefore, everything we encounter in life is a test given to us by God. People who do not have enough merit will naturally not achieve their ideal achievements. If you want to achieve success, hard work is important, but morality is even more important. Pan Jun's kind of "only knowing that there are others but not knowing himself" is exactly what I lack. When others need help, we always hesitate because of our own selfishness or other reasons. However, if we can truly care about others and lend a helping hand, we can not only help others get out of trouble, but also make our own hearts kinder.
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